Subrogee Legal Meaning and Definition

Here is a simplified definition of the legal term Subrogee.

Subrogee (noun)

A subrogee refers to a person or legal entity (like an insurance company) that takes over the rights to a claim or lawsuit after compensating the original party (like a policyholder) for their damages or losses. The subrogee then proceeds to recover funds or assets from the responsible party. This term is often used in insurance cases, where the company fulfills a claim and then seeks reimbursement from the at-fault party.

For example, if your car is damaged by a reckless truck driver and your insurance pays for the repairs, the insurance company becomes the subrogee. They can then take legal action against the truck driver to recover the money they paid out.