Uninsured Motorist Coverage Legal Meaning and Definition

Here is a simplified definition of the legal term Uninsured Motorist Coverage.

Uninsured Motorist Coverage (n): A feature in an auto insurance policy which provides compensation to the policyholder if they are involved in an accident caused by a driver who doesn't have insurance or hit-and-run driver. It covers personal injury and sometimes property damage when the at-fault driver is uninsured.